KOHO Financial 1.163.0

Discover a smarter way to manage money with KOHO.

Join over 1 million Canadians who trust KOHO, the modern, full-service spending and savings account with no hidden fees, instant cash back on your must-haves, and interest on your entire balance. The KOHO app offers a range of tailored plans to cater to your financial needs, providing a seamless and user-friendly experience. Say goodbye to the hassle of budgeting and enjoy the benefits of the reloadable prepaid Mastercard that helps you spend wisely and save effortlessly.

PERSONALIZED PLANS FOR EVERYONE

KOHO has curated four different plans to suit any type of spending and saving, granting ultimate flexibility and freedom with your money. Boost your cash back rewards, jumpstart your credit-building journey, or earn more interest with KOHO's Easy, Essential, Extra, and Everything plans.

EARN MORE, SPEND LESS

KOHO's cash back benefits mean you'll be rewarded for everyday spending. The standard Easy account offers 1% cash back on groceries and transportation, with up to 5% back available through our cashback partners. Alternatively, you can level up to the Everything plan and receive 0.5% cash back on all purchases, plus 2% back on groceries, food, drink, and transportation.

GOODBYE, UNNECESSARY FEES

With KOHO, you'll never have to worry about e-Transfer, ATM withdrawal, or hidden charges. We're here to save you money by eliminating hefty bank fees.

BUILD YOUR CREDIT HISTORY

KOHO's Credit Building program helps you improve your credit history with minimal effort. Simply secure a line of credit, make timely repayments, and watch your credit history flourish. Say hello to a brighter financial future.

EARN INTEREST ON EVERYTHING

Maximize your earnings with a 5% HISA. Watch your money grow and master your savings goals with reliable and steady growth designed to meet your aspirations.

START SPENDING IN MINUTES

Sign up quickly and receive a virtual card instantly. Use the app to pay bills, send Interac e-Transfers, create savings goals, and chat with the KOHO team for support or suggestions. There's no time like the present, right?

REFER & EARN

Share the love and earn $20 for each friend you refer to KOHO – they'll also get a $20 bonus to kickstart their financial journey!

PEACE OF MIND GUARANTEED

Partnering with Mastercard ensures the secure handling of your money. Take further control by locking your card in-app and enjoy our Zero Liability policy for unauthorized use.

KOHO is a fintech company, not a bank. We collaborate with a variety of banks to deliver an outstanding financial product.

*Interest rates are per year, calculated daily, paid monthly, and are subject to change without notice. Try KOHO today and unlock your full financial potential!

KOHO
601 West Broadway, Suite 400
Vancouver BC, V5Z 4C2